SWP Calculator

Enter your starting corpus, monthly withdrawal, expected annual return, and withdrawal period. The calculator estimates how your corpus may change over time and shows your total withdrawals and remaining value.

The sustainable withdrawal amount depends on your starting corpus, expected return, and how long you want the money to last. A higher withdrawal can deplete the corpus faster, while a lower withdrawal may allow it to last longer or continue growing.

It can, under certain assumptions, if the investment's returns are sufficient to cover withdrawals. However, actual investment returns fluctuate, so a calculator projection should not be treated as a guarantee that your corpus will never run out.

The calculator provides an estimate based on the assumptions you enter. Its projections assume a constant annual return, whereas actual market returns can vary significantly from year to year.

An SWP can be one way to generate regular income from an investment corpus, including during retirement. Whether it is appropriate depends on factors such as your expenses, investment returns, inflation, risk tolerance, and the size of your corpus.